Monday, February 09, 2026

Welcome to the Next Generation of Real Estate Intelligence

MC
Monadnock Cyber • Real Estate Division

Welcome to the Next Generation
of Real Estate Intelligence

While other agents wait for the phone to ring, we built a machine learning system that identifies motivated buyers before they ever contact an agent.

600+
Buyers Tracked
 
45K
Intel Signals
 
200+
AI Matches

It scores their urgency, predicts their buying power, and matches them to properties — automatically. This is what the future of real estate looks like. And it's already running.

The Opportunity Hiding in Every Transaction

When a property sells, the seller enters a federally mandated timeline. Under IRS 1031 exchange rules, they have 45 days to identify a replacement property and 180 days to close — or face significant capital gains tax liability.

This creates something rare in real estate: a buyer with a known budget, a hard deadline, and strong financial motivation to act quickly.

Most agents don't track these timelines. We do.

Our Intelligence System

1

Identify the Buyers

We continuously monitor public records across New Hampshire for completed residential transactions. When a sale closes, we capture the seller's profile and start the clock on their exchange window. Hundreds of exchange-eligible buyers tracked statewide, with buying power in the hundreds of millions.

2

Enrich the Data

Our automated pipeline cross-references multiple databases for contact discovery, flags investor signals like mailing address discrepancies, and monitors tens of thousands of intelligence signals across probate, foreclosure, tax liens, expired listings, and relocation indicators.

3

Score with Machine Learning

Every buyer is scored using a gradient-boosted decision tree model (XGBoost) trained on 14 features. The model weighs deadline urgency most heavily, followed by financial capacity, contact availability, investor signals, and market fit.

70–100: Call Today
Active deadline + strong buying power
50–69: This Week
Good signals, moderate urgency
<50: Monitor
Lower immediate priority
4

AI-Powered Property Matching

Our AI Matchmaker pairs scored buyers with active listings based on price compatibility, geographic proximity, timeline alignment, and property type fit — evaluating every qualifying buyer against every qualifying listing to produce ranked recommendations.

What We're Seeing Right Now

MetricValue
Exchange-eligible buyers tracked600+
Active (within 45-day ID window)250+
Scored & ranked by ML model100%
Intelligence signals monitored45,000+
Active listings in match pool330+
AI-generated property matches200+

Where the Buyers Are

Market AreaActivityAvg Budget
Greater ManchesterHIGHMid-$500Ks
Greater NashuaHIGHMid-$500Ks
Seacoast / PortsmouthMOD$1M+
Concord AreaMODLow $700Ks
Salem / RockinghamMODHigh $800Ks
Exeter AreaMODMid $700Ks
Dover / StraffordMODLow $600Ks

Our scoring shows a healthy pipeline: several dozen Tier A buyers with active deadlines and verified contacts representing tens of millions in buying power, a large Tier B pool with moderate urgency, and a monitoring group of Tier C prospects.

The AI Matchmaker is generating matches across Southern NH, pairing listings from $650K to $900K+ with deadline-driven buyers. Match quality will increase as our contact enrichment pipeline completes processing.

How This Benefits You

Sellers & Listing Agents

Your property may already be matched to a motivated, deadline-driven buyer in our system. These aren't casual browsers — they have a financial imperative to purchase within a defined window.

Buyers & Buyer's Agents

We identify off-market opportunities and connect you with sellers whose properties align with your investment criteria, before they hit the broader market.

Investors

Our system flags serial 1031 exchangers and portfolio investors. If you're building a portfolio in New Hampshire, we can show you who else is active and where capital is flowing.

The Technical Edge

Our system operates entirely on-premise — no data leaves our servers.

  Local AI Processing
ML scoring on our own hardware
  Proprietary Sources
Confidential collection methods
  Explainable Scoring
Every score is auditable
  Auto Re-scoring
Scores update as deadlines shift

This isn't a generic CRM alert. It's a purpose-built intelligence system designed for one thing: finding the next transaction before anyone else sees it coming.

Want to see if our buyers match your listing?

Our enrichment pipeline is processing thousands of requests right now. As results come in, match quality and coverage will expand significantly.

Let's Talk →
MC

MONADNOCK CYBER REALTY

Real Estate Division

Jeff Stutzman, REALTOR

eXp Realty | NH License #072365

(603) 930-2222 • jeffery.stutzman@exprealty.com

71 NH Rt 101A #11, Amherst, NH 03031

© 2026 Monadnock Cyber, LLC. All rights reserved.
Intelligence sources and collection methods are proprietary and confidential.

Saturday, February 07, 2026

Guerrilla Real Estate. Kelley Blue Book for Homes.

Guerrilla Real Estate

Kelley Blue Book for Homes

What Is This?

Guerrilla Real Estate is a property valuation and analysis platform.

You enter an address. We tell you:

  1. What it's worth — Based on comparable sales, tax assessments, and market data
  2. Whether the asking price is fair — Shown as a percentage above or below market value
  3. Your negotiation leverage — Based on days on market, price reductions, and seller signals
  4. Red flags to watch — Issues that affect value or your position

Think of it like Kelley Blue Book — but for real estate instead of cars.

How It Works

Browse our map of 4,400+ properties across NH, MA, VT, ME, WV, MD, and VA. Each property displays:

FREE PREVIEW: 123 Main Street, Wilton NH
Asking: $425,000
Market Value: ████████ (unlock with REFax)
Price Score: +8% OVERPRICED
Days on Market: 67 days
Leverage: HIGH — Price reduced twice, sitting on market
Red Flags: Priced 8% above market, original price was $459K

You see the assessment instantly — is it overpriced? How long has it been sitting? What's your leverage? The exact dollar values unlock when you get the full REFax report.

Not listed yet? We can still analyze any property in our database. You'll see everything except the asking price.

Two Products

1. Property Intelligence

Professional analysis on any property. Get the valuation, the price score, and the leverage indicators.

Use it with any agent. Use it for FSBO. Share it with your partners.

Your data. Your deal.

2. Buyer Representation


Why This Matters

When you buy a car, you look up the Blue Book value first. You know if the dealer is asking too much. You negotiate from knowledge.

Real estate has never had that. Until now.

BUYING WITHOUT DATA

  • Trust the listing agent's "comps"
  • Guess if it's overpriced
  • Hope your agent negotiates well
  • Overpay by $30K-$80K

BUYING WITH GUERRILLA

  • See independent market value
  • Know exactly how it's priced
  • Negotiate with data
  • Make informed offers

Our Data Engine

200+
Data Sources Synthesized Into Buyer Intelligence

We don't just pull data. We analyze it.

Our REFax reports synthesize information from over 200 sources — including ATTOM (155M+ property records), county assessor databases, MLS feeds, public records, and market indicators — to produce actionable intelligence that puts you in a position of strength.

What we deliver:

  • Synthesized valuation — Not just one AVM, but cross-referenced analysis
  • Comparable sales context — What similar properties actually sold for
  • Seller motivation signals — Days on market, price drops, listing patterns
  • Negotiation leverage score — Your position vs. the seller's
  • Red flags and opportunities — What you need to know before making an offer

Coverage

Any address. Any state. On demand.

We currently have 4,400+ properties pre-analyzed and ready to browse:

NHMAVTMEWVMDVA

Want analysis on a property outside these states? Request a REFax report on any U.S. address — we can analyze any of the 155+ million properties in our data network.

Try it free. No login required.

Browse pre-analyzed properties or request a report on any address.

Open the Platform

Jeff Stutzman, MBA | CAIO

Monadnock Cyber

Equal Housing Opportunity. Valuations are estimates, not appraisals. Not investment advice.

Wednesday, February 04, 2026

When the Glamour Shot Isn’t Your Kitchen


I saw it online — a house so stylish it looked straight out of Architectural Digest. Price tag: $550,000. How could I resist? The kitchen photos were oozing luxury: stone-covered island, leather bar stools, pendant lights glowing like jewelry.

So, naturally, I booked a showing.

Cue Rod Stewart’s “Maggie May” looping in my head — that line about the "morning sun showing your age" never felt so relevant. Because the minute I stepped inside, I realized: this was not that kitchen.

What I got instead was… let’s say (ahem) rustic. That “granite island”? Try hand-sewn planks that looked like they’d just come off the sawmill. And the island? More like a farm table big enough for at least two Thanksgiving turkeys. The high-design kitchen from the listing was pure fiction, or maybe someone else’s house entirely. The MLS? Quietly terminated after 73 days. Shocker.

Why This Happens — and How to Dodge It

This is exactly why every buyer needs an agent, and why every agent should pull both a full home inspection and a REFax report before stepping foot across the threshold. The photos may sell a dream, but real estate is about reality — and reality doesn’t have ten layers of Lightroom filters.

A good REFax report will surface what glossy photos hide: prior listing history, ownership changes, mortgage and lien data, even signs of distress sales. It’s intel, not advertising. And a trusted inspector makes sure those “custom wood counters” aren’t reclaimed barn boards that still have tractor grease embedded in them.

The Bottom Line

The internet has turned real estate into a stage play — and not every actor is telling the truth. An agent worth their salt reads between the pixels.

Because when your “Architectural Digest” fantasy turns into a farmhouse DIY project, you’ll want someone next to you who can laugh, close the listing app, and say, “This isn’t a $550,000 home — and that definitely isn’t your kitchen.”


Ready for a Reality Check? Don’t let a "Morning Sun Special" catch you off guard. Connect with Monadnock Cyber Realty today for a full-intel and market report. 

Jeff Stutzman - 
I’m the agent who looks beyond the granite and floorboards so you don't have to. Powered by Monadnock Cyber Realty, I provide the intel, and the reality check every modern buyer needs. (And yes, I can spot a "Morning Sun Special" from a mile away.)

OP 1031 Exchange Buyer Discovery. Turn Real Estate Data Into Doing.



Monadnock Cyber Realty // getREFAX.com

The Mission: Turn Real Estate Data Into Doing.

Selling your home "For Sale By Owner" (FSBO) shouldn't be a shot in the dark. In most transactions, the seller is the only person in the room without an Intelligence Advantage. You’re shouting into the void, hoping for a lead, while paying the "6% tax" just to get a seat at the table.

I’m Jeff Stutzman. My background is Navy Intelligence and Global Cybersecurity. I don't "sell" houses; I solve for Operational Resilience in your largest financial asset. I founded Monadnock Cyber Realty to provide homeowners with the same data-driven visibility used by the world's most secure organizations.


The Stack: getREFAX.com Matchmaking

Visibility is the antidote to risk. I don’t just "list" your property. I deploy getREFAX.com, an AI-powered engine built on ATTOM property data, to eliminate "Alert Noise" and find high-intent buyers.

  • Targeted Infiltration: We don't wait for buyers to find us. We pinpoint high-intent searchers and "hidden" buyers before they even hit the legacy search portals.

  • Bidding War Orchestration: We compress the discovery timeline to a 45-day window, creating the high-pressure environment needed to maximize your ROI.

  • Automated Lead Filtering: Stop wasting cycles on "is this still available" pings. My system filters for motivated leads so you can focus on the close, not the noise.


Critical Path: The 1031 Exchange Safety Net

If you’re selling an investment property, the IRS is the ultimate "Threat Actor" looking to exfiltrate your profit. A 1031 Exchange is your firewall—but if your configuration is off by one hour, the system fails.

The SLA (Service Level Agreement) is Non-Negotiable:

  • T+0: Closing complete. The 45-day Identification Clock is live.

  • T+45: Hard Deadline. Replacement properties must be identified in writing. Miss this and your tax deferral is voided.

  • T+180: Final Integration. You must close on the new property.

✅ 1031 Operational Checklist

  • [ ] Incident Response: Close finalized.

  • [ ] Data Discovery: Use the getREFAX Matchmaker to identify "Like-Kind" assets.

  • [ ] Final Validation: Identifications submitted. (No Exceptions).

  • [ ] Execution: Closing finalized. Tax deferred. Mission Accomplished.


Why Pivot to Monadnock Cyber?

You deserve an elite data stack without the 6% legacy fee. I’ve built a system that puts the Operational Intelligence back in your hands.

Need better visibility into your home sale?

getREFAX.com


Compliance & Footer

getREFAX.com is a high-performance data product of Monadnock Cyber Realty.

Global HQ: 71 NH Rt 101A Suite 11, Amherst NH 03031

Privacy Policy: We don't sell your data; we use it to win.