Milford Median Sold Price Soars by Over $100,000

May 23, 2026 Market Intelligence Brief

Notable trend: The median sold price in Milford has surged by over $100,000 compared to just one year ago, driven primarily by a lack of inventory and intense buyer demand.

In our latest Property Intelligence Report (PIR), we analyzed the market dynamics across three key towns: Milford, Wilton, and Amherst. Here's what we found:

Milford, NH

The median sold price in Milford has reached $415,000, with homes selling at an incredible pace – just 35 days on market. Only one month of supply is available, making it a challenging market for buyers.

Price drops are relatively common, with nearly a third of listings seeing reductions. On the other hand, nearly two-thirds of sales were above asking price, indicating strong demand.

BEST BUY: 36 Oakwood Circle, Milford, NH 03055

This 2-bedroom, 2-bathroom property offers exceptional value at $399,900. With an average sale-to-list ratio of 102%, buyers can expect a smooth transaction.

Wilton, NH

In Wilton, the median sold price is slightly lower at $355,000, with homes taking significantly longer to sell – 164 days on market. Inventory levels are more abundant, resulting in four months of supply available.

BEST BUY: A 66 Burton Highway, Wilton, NH 03086

This incredible value lies in the price-to-size ratio. For just $165,000, buyers can secure a property with ample space and potential for renovation.

Amherst, NH

In Amherst, luxury properties are dominating the market. The median sold price has reached an impressive $865,000, with homes selling at a relatively quick pace – 35 days on market. Inventory levels are extremely low, resulting in only one month of supply available.

BEST BUY: 4 Milford Street, Amherst, NH 03031

This exceptional value offers ample space and a prime location for just $204,900. With an average sale-to-list ratio of 100%, buyers can expect a seamless transaction.

So, what

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Jeff Stutzman is a former intelligence officer and the founder of Monadnock Cyber, a real estate intelligence and analysis firm. He builds tools like the Property Intelligence Report (PIR) that give buyers, sellers, and agents the information advantage — because in real estate, what you don't know costs you money.

Need a realtor who actually knows the data? Contact Kathy MacKinnon at KathyMackinnon@monadnockcyberrealty.com

The Memorial Day Stampede: "Black Friday" for NH Real Estate — and Where the Value Opportunities Are Actually Hiding

Memorial Day weekend is the Black Friday of New Hampshire real estate. The starter pistol fires Saturday morning and the next six weeks deliver more transactions, more bidding wars, and more above-ask closings than the prior four months combined.

The Lakes open up. The Monadnock trail network fills with hikers and gravel cyclists training in the hills. Vacation-home shoppers who've been "thinking about it" since February turn into Saturday-morning open-house traffic — three families deep at the front door.

And every year, the same thing happens: the loudest, most-promoted listings get picked over first, while the actual value opportunities sit a click outside the popular search radius — invisible to the buyer who's only watching the MLS.

We know because we measure it. Every day. All year.

The stampede, in numbers

As of this afternoon, our property intelligence pipeline shows:

• ~196 properties currently for sale across NH where the asking price is below our AVM (Automated Valuation Model — our cross-checked read on what the property is actually worth, built from comps, ownership patterns, condition signals, and listing history)
• Drawn from 1.03 million indexed valuations and 57,691 new property signals in the last 7 days alone

In plain English: these are 196 NH homes on the market right now where the seller is asking less than the data says the place is worth.

That's a Black Friday markdown — except the storefront is the MLS, the discount is the gap between asking price and our AVM, and the shelf clears out faster than a Best Buy doorbuster. A buyer who offers at or near ask on one of these is walking in with instant equity baked in on day one.

That 196 is the buyer's edge this weekend. Not "thousands of hidden listings." Not a marketing claim. One hundred and ninety-six actual, verifiable, currently-for-sale properties where the data says the asking price is leaving real money on the table.

Where those 196 are hiding

The breakdown is lopsided — and it tells you exactly which roads to drive this weekend:

Region	For sale, below AVM
Laconia / Lakes Region	106
Portsmouth / Seacoast	84
Concord / Capital region	3
Rochester / Strafford County	2
Nashua / Southern tier	1

The Lakes Region is the play. Over half the entire state's below-AVM inventory sits within striking distance of Winnipesaukee, Squam, Newfound, and Sunapee. If you've been chasing the Instagram-famous lakefronts everyone's already bidding on, you're shopping the wrong tier of the market.

The Seacoast is the second loud signal. Portsmouth alone has 84 properties our model flags below-AVM — meaning a buyer who hasn't priced themselves out of the Seacoast yet still has runway.

The Capital, Strafford, and Southern tier regions barely register on the value-opportunity side this weekend. If a buyer says "Concord," our data says: tight market, fight for it.

Why the Monadnock Region keeps coming up in our pipeline

Keene, Peterborough, and the broader Monadnock corridor don't dominate the headline value-opportunity tables this week, but they show up consistently in a category most buyers ignore: stale listings on properties with strong underlying value. Properties that are sitting because nobody's looked — not because the value isn't there.

For buyers who care about access to the trails — Mount Monadnock, the Wapack, the gravel routes that draw cyclists from across New England — that part of the state is structurally underbought relative to the Lakes and Seacoast. The buyer pool is smaller. The inventory isn't worse. Math works in the patient buyer's favor.

What Monadnock Cyber does

We're a competitive intelligence firm. The Real Estate Intelligence team publishes what our property intelligence pipeline sees — valuations, ownership patterns, distress signals, listing history, condition data — across the markets we cover.

We don't list, sell, or facilitate property transactions. We publish the analysis. What buyers do with it is up to them.

That separation is the point. When you read our intelligence, you're getting the pipeline output without a sales-agent layer translating it for you.

If you're shopping this weekend

The MLS is going to show you the same 200 listings everyone else is looking at. Our intelligence pipeline tells you which ones the data actually supports — and which roads in the towns you haven't searched yet are worth the drive.

Two ways to plug in Subscribe to the Hotsheet Weekly  ·  Order a Property Intelligence Report

Don't fight the stampede on the loud listings. Walk in on the quiet ones.

Monadnock Cyber, LLC is a competitive intelligence firm. All numbers above are drawn from Monadnock Cyber's proprietary property intelligence pipeline as of 2026-05-22 and reflect our internal valuation model, not MLS active inventory or any representation about specific properties or transactions. AVM = Automated Valuation Model.

Stutzman Intelligence Report — May 19, 2026

MONADNOCK CYBER • INTELLIGENCE DIVISION MAY 19, 2026 PRIVATE • CONFIDENTIAL ICOD: May 18 2026 00:00 The Stutzman Report Predictive Real Estate Intelligence Most market reports tell you what just happened. This one tells you what is about to happen — which owners are likely to sell, where they are concentrated, and which off-market properties are mispriced right now. This Week’s Forecast Our model just identified 3,633 New Hampshire homeowners with an 80%+ probability of selling within the next twelve months. They are concentrated in the ten markets listed below. If you list, buy, or invest in any of them, this is your shot-list — refreshed every Monday morning at 4:30 AM ET against the latest public records, equity profiles, distress signals, and macro indicators. Pro subscribers receive the underlying owner file — names, addresses, equity, and signal history — filtered to their licensed territory. One-off property reports and advisory engagements available on request. jstutzman@monadnockcyber.ai  |  (603) 930-2222  |  Single report $39.99 · Unlimited $149/mo Information Cut-Off Date Monday, May 18, 2026 · 00:00 Every figure in this report — valuations, mispricing, confidence scores, the off-market pool itself — is locked to the moment above. Anything our valuation engine has revised since then is intentionally not reflected here. This is a snapshot, not a live feed. PREDICTIVE INTELLIGENCE — LEAD STORY Seller Pressure Forecast — New Hampshire Model retrained May 18, 2026 04:30 ET · 12-month outlook The Monadnock Cyber seller-propensity model is an ensemble trained on equity, ownership tenure, distress indicators, and macro signals. It scores every owner in the database for the probability of selling in the next twelve months. The ten markets below hold the highest concentration of HIGH-confidence likely sellers in the state. # MARKET HIGH HIGH + MEDIUM OWNERS SCORED AVG P(SELL) 1 Manchester, NH 148 175 348 82% 2 Nashua, NH 133 150 281 84% 3 Rochester, NH 94 118 169 79% 4 Concord, NH 85 107 201 80% 5 Laconia, NH 80 94 170 79% 6 Derry, NH 64 79 194 80% 7 Londonderry, NH 60 68 162 82% 8 Merrimack, NH 59 68 115 83% 9 Portsmouth, NH 59 72 157 78% 10 Conway, NH 58 70 121 83% Read this as: "Manchester → 148 owners the model puts in the top tier for selling in the next year." If you list, buy, or invest in any of these markets, this is your shot-list. → Get the underlying owner file. Pro subscribers receive names, addresses, equity profiles, and signal history for these markets — filtered to their licensed territory, refreshed every Monday before 7 AM. jstutzman@monadnockcyber.ai  |  (603) 930-2222  |  Single report $39.99 · Unlimited $149/mo MA / VT / ME coverage in beta — not shown publicly until model coverage matches NH. How We Got Here Every property below started in a pool of more than a million. Here’s how the funnel narrows from continent-wide to actionable. Properties valued (nationwide) 1,030,091 New Hampshire 20,055 Through revaluation pipeline 16,786 Off-market & mispriced this week 19 2 underpriced · 17 overpriced What’s on the Table Across the 19 off-market properties we surfaced this week, the combined asking total is $19,906,899. Our independent valuation puts the true value at $17,958,155 — an implied $44,771 of mispricing sitting in deals that don’t appear on the MLS, Zillow, or Redfin. Average asking price: $1,047,732 · Average AVM: $945,166 · Confidence floor: 70% (most clear 80%+). The properties span auction reserves, withdrawn listings, owner-direct opportunities, distressed commercial, and capital-gains-pressure sellers. Sources are protected; the value is in the access. Sample — Top 25 by Mispricing A representative slice; the full file lists every off-market property # TYPE LOCATION REFAX AVM ASK Δ ANALYTIC CONFIDENCE 1 OVER ROCHESTER, NH 🔒 $949,382 $1,100,000 +15.9% 92% 2 OVER ROCHESTER, NH 🔒 $949,382 $1,100,000 +15.9% 92% 3 OVER Andover, NH 03216 🔒 $410,511 $474,000 +15.5% 95% 4 UNDER Concord, NH 03301 🔒 $314,771 $270,000 −14.2% 95% 5 OVER Derry, NH 03038 🔒 $1,060,227 $1,199,900 +13.2% 91% 6 OVER MERRIMACK, NH 🔒 $989,312 $1,100,000 +11.2% 90% 7 OVER Dunbarton, NH 03046 🔒 $1,169,171 $1,298,000 +11.0% 85% 8 OVER Manchester, NH 03104 🔒 $856,020 $950,000 +11.0% 88% 9 OVER Manchester, NH 03104 🔒 $1,036,471 $1,149,999 +11.0% 84% 10 OVER Nashua, NH 03062 🔒 $1,010,262 $1,120,000 +10.9% 88% 11 OVER MANCHESTER, NH 🔒 $1,033,066 $1,145,000 +10.8% 84% 12 OVER MANCHESTER, NH 🔒 $880,426 $975,000 +10.7% 87% 13 OVER PEMBROKE, NH 🔒 $1,074,836 $1,190,000 +10.7% 91% 14 OVER Goffstown, NH 03045 🔒 $904,404 $1,000,000 +10.6% 90% 15 OVER Pittsburg, NH 03592 🔒 $996,130 $1,100,000 +10.4% 74% 16 OVER MANCHESTER, NH 🔒 $1,223,371 $1,350,000 +10.4% 84% 17 OVER Brentwood, NH 03833 🔒 $1,265,991 $1,395,000 +10.2% 90% 18 OVER Wilton, NH 03086 🔒 $1,179,992 $1,300,000 +10.2% 90% 19 UNDER Effingham, NH 03882 🔒 $654,430 $690,000 −5.4% 91% Want the full off-market file? Every off-market property — all 19 addresses, owners, and signals — delivered to your inbox every Monday before 7 AM. Get Full Access → Single report $39.99 • $149/mo unlimited Distress Signals by Market Active motivated-seller indicators SIGNAL TYPE MARKET COUNT High Equity Free Clear Derry, NH 170 Senior Owner Derry, NH 152 High Equity Free Clear Portsmouth, NH 104 High Equity Derry, NH 71 Expired Listing Amherst, NH 59 Death Laconia, NH 55 Death , NH 47 Absentee Owner Derry, NH 40 HOW WE VALUE PROPERTIES The REFAX AVM is an ensemble that runs each property through several established analytic models in parallel and reconciles the outputs into a single estimate. The components include: Sales Comparison Approach — matched comparable sales by bedroom count, lot size, age, location, and property characteristics (5-factor model). Assessment-Calibrated Equalization — municipal assessed value adjusted by current equalization ratio. Equity / Cost Approach — reconstruction cost less depreciation, cross-checked against owner equity history. Distress & Income Models — income-cap for multifamily and commercial, distress-discount overlays for auctions and pre-foreclosure inventory. Every estimate is then independently validated by our Fred & Ethel™ QA system. Fred re-values each property under tight comparable criteria; Ethel audits the underlying data integrity across multiple sources. Disagreements between models trigger analyst review before publication. Analytic Confidence reflects model agreement and comp quality: 90%+ strong   75-89% good   60-74% moderate   <60% limited GREEN = asking below estimate   YELLOW = fairly priced   RED = asking above estimate All valuations are independently validated by the Fred & Ethel™ verification system. Fred re-values each property using tight comparable criteria; Ethel audits data integrity across multiple sources. Each property receives a confidence grade (A–F) before publication. This process mitigates errors, data anomalies, and model limitations. Grades reflect analytic rigor, not investment advice. Unlock the Full Intelligence Feed You just saw 10 properties out of 31268 flagged this week. ReFax™ Pro subscribers get: ✓  Full street addresses on every property ✓  Owner names, phones & email when available ✓  4-method AVM breakdown with confidence scores ✓  AI-generated property assessments ✓  Distress signal overlays & motivated seller alerts ✓  Delivered to your inbox Mon & Wed before 7 AM Get Your Report → Single report $39.99 • $149/mo unlimited Questions? jstutzman@monadnockcyber.ai • (603) 930-2222 Monadnock Cyber, LLC 71 NH 101A Suite 11, Amherst, NH 03031 Jeff Stutzman • jstutzman@monadnockcyber.ai • (603) 930-2222 This report is prepared exclusively for qualified investors and industry professionals. Information is derived from public records, verified commercial sources, and proprietary intelligence models. Not an offer to sell or solicitation. All data believed reliable but not guaranteed. Unsubscribe • You received this because you are in our intelligence distribution network.