Stop Overpaying for Real Estate. We're Watching.
You just paid $1.75 million for a house in XXXXXX, Connecticut.
Congratulations. It's worth $1.22 million.
You overpaid by 43.5%. That's $530,000 you lit on fire because your agent "felt good about the comps" and your lender rubber-stamped a number that made their commission work.
Nobody told you. Nobody was looking. Nobody cared — because everyone in that transaction got paid whether you got a fair deal or not.
We care. And we're looking at everything.
We Built the Machine That Catches This
At Monadnock Cyber, we don't sell houses. We sell intelligence.
While the rest of the real estate industry is still pulling comps from a 3-ring binder and calling it "market analysis," we built an automated valuation system that cross-references four independent pricing methodologies on every property we track:
- Method A — MLS comparable sales analysis (what similar properties actually sold for)
- Method B — Municipal assessment data, adjusted by state equalization ratios (what the town thinks it's worth, corrected for political math)
- Method C — Skip trace equity modeling (what the financial footprint says)
- Method D — Transfer price indexing (what the deed actually recorded)
When those four numbers agree, we have high confidence. When they don't, someone's getting taken for a ride.
We color-code every property:
- GREEN — Underpriced. The seller left money on the table. The buyer got a deal.
- YELLOW — Fair value. Both sides can sleep at night.
- RED — Overpriced. Someone paid too much. Period.
- GREY — Insufficient data. We don't guess.
The Numbers Don't Lie. People Do.
Right now, we're actively tracking 38,967 property valuations across 15 states and DC, fed by 1.67 million distress signals from 33 independent data sources. This isn't a weekend hobby. This is an intelligence operation.
Here's what we found in just the last seven days:
That's not a typo. Nearly a billion dollars in unnecessary cost — in seven days — just in the properties we've valued so far. Imagine what a full year looks like.
That's one week. One. The machine never stops collecting.
Wall of Shame
| Location | Paid | Actually Worth | Overpaid By |
|---|---|---|---|
| XXXXXX, NH | $1,675,000 | $1,266,783 | 32.2% |
| XXXXXX, CT | $1,860,000 | $1,387,638 | 34.0% |
| XXXXXX, CT | $1,750,000 | $1,219,529 | 43.5% |
| XXXXXX, CT | $1,650,000 | $1,120,786 | 47.2% |
| XXXXXX, WV | $27,200,000 | $18,732,363 | 45.2% |
That NH property? Lakefront New Hampshire. Beautiful area. Terrible deal. Someone paid $408,000 more than they should have because nobody in the room had independent valuation data.
This Isn't Just New Hampshire
We started in the Lakes Region. Now we're everywhere that matters.
You think Manhattan commercial real estate is priced rationally? We found a "luxury hotel" property in valued at $111 million that traded at $260 million. That's a 134% premium. Somebody's CFO should be asking questions (OR FIRED!).
It's the fox guarding the henhouse, and the fox is wearing a blazer.
How We're Different
Traditional real estate runs on three things: gut instinct, motivated reasoning, and information asymmetry. The agent knows more than you. The seller knows more than you. The lender just wants to close.
We flip that model. Our system:
- Runs 24/7. Automated collectors pull data from public records, MLS feeds, municipal assessments, and federal registries while you sleep.
- Uses four independent valuation methods — not one, and not the Zestimate. All four must converge before we call a property fairly priced.
- Covers 158 million+ U.S. properties. That's 99% of the U.S. population's real estate footprint.
- Flags overpriced deals in real time. Before you wire the money. Before the ink dries.
- Has no commission bias. We don't get paid more when you pay more. Novel concept in this industry.
The Intelligence Advantage
Here's what the billion-dollar Wall Street firms already know: real estate is an information game. The party with the best data wins. Blackstone doesn't buy a strip mall because the listing agent said it's a "great opportunity." They run the numbers. Multiple numbers. From multiple sources.
We call it REFAX — Real Estate Financial Analysis, Cross-Referenced. Every property gets a color. Every color is backed by math. Every decision you make is informed by data, not by someone who gets 3% of whatever you pay.
What This Means for You
If you're buying: You should know the real value before you bid. Not the listing price. Not the "estimated market value" your agent pulled from a single source. The actual, multi-method, cross-referenced value.
If you're selling: You should know exactly where your property sits. GREEN means you're priced to sell fast. RED means your agent priced it to maximize their commission, not your outcome. YELLOW means you're in the zone.
If you're investing: You should be looking at our GREEN list. Properties where the math says there's value the market hasn't priced in yet. That's not speculation — that's arbitrage.
We're Not Done
Residential. Commercial. Land. We value all of it. And we're moving quickly into business brokering and M&A — because the same information asymmetry that lets someone overpay for a lakehouse also lets someone overpay for a company.
38,967 valuations is the starting point. We're expanding coverage weekly. More states. More property types. More asset classes. The goal is simple: make information asymmetry a thing of the past.
The industry won't like it. They never do when someone turns the lights on.
But here's the thing — we're not asking permission.
Jeff Stutzman is the founder of Monadnock Cyber Intelligence and Monadnock Cyber (NH). He spent 35+ years in intelligence and cybersecurity before deciding the real estate industry needed the same treatment. He was right.
Have a property you want valued? Think you overpaid? Contact us — we'll tell you the truth, even if your agent won't, even if you don't like it.
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