Monday, March 23, 2026

The Stutzman (Real Estate Pricing) Report

Where are the best and worst places to buy real estate in America right now?

Nationally, Hartford CT is the hottest market in the country — 66% of homes selling above asking, inventory 63% below pre-pandemic levels. San Jose is still astronomical at a .56M median. On the flip side, Cape Coral FL and Austin TX are cooling fast — prices dropping, days on market climbing, buyers finally getting leverage.

So where does New Hampshire fit?

Our AVM scanned 864,934 properties this week. 15 came back GREEN — genuinely underpriced. All 15 are in NH. Nine of them are in Amherst, averaging 12.5% below our estimated value. Three in Wilton at 12.1% below. These aren’t distressed properties. They’re mispriced — in towns where the market hasn’t caught up to the data yet.

On the other end: Nashua has 11 RED-flagged properties averaging 86.7% above our AVM. Amherst has 33 overpriced listings. If you’re buying in those towns at asking price, the data says you’re overpaying.

NH median: ,800. 17 days on market. 102% sale-to-list ratio. Mortgage rates at 6.22%. This is still a seller’s market — but the smart money knows which sellers are pricing right and which ones aren’t.

— Jeff Stutzman, Monadnock Cyber, LLC


MONADNOCK CYBER • INTELLIGENCE DIVISION MARCH 23, 2026
PRIVATE • CONFIDENTIAL
The Stutzman Report
Every morning, our system scans 92 sources nationwide — verified commercial data, public record analysis, government registries, and proprietary models — then tells you exactly which ones are underpriced, fairly valued, or overpriced.
What you’re seeing below is the summary. If you’re a Monadnock Cyber client, partner agent, or teammate — you get the full details for free. Every address. Every owner. Every signal. Delivered to your inbox before your first showing of the day.
Buying or selling? Get ground truth. No marketing noise. No staged photos. Just machine-verified valuations across 828,000+ properties so you know exactly what a property is worth before you make a move.
If you’re not working with us yet? You’re looking at the same data your competitors are already acting on. We made three referrals this week — all sourced from this intelligence. The addresses behind these numbers are worth real money.
Ready to stop guessing? — jstutzman@monadnockcyber.ai  |  (603) 930-2222
864,934
Properties
15
Underpriced
622,857
Fair Value
12,009
Overpriced
89%
Confidence
±5.0%
Avg Error
Underpriced Opportunities Top 15 by discount
# LOCATION AVM ESTIMATE ASKING/SOLD DISCOUNT CONF METHODS DOM
1 Amherst, NH $453,558 $383,000 -15.6% 70% A C
2 Hampton, NH $573,905 $485,000 -15.5% 66% A C 7
3 Amherst, NH $475,752 $405,000 -14.9% 70% A C
4 Wilton, NH $337,521 $291,000 -13.8% 74% A C
5 Amherst, NH $509,075 $440,000 -13.6% 70% A C
6 Amherst, NH $509,075 $440,000 -13.6% 70% A C
7 Concord, NH $402,660 $350,000 -13.1% 64% A C 145
8 Wilton, NH $356,335 $312,000 -12.4% 74% A C
9 Amherst, NH $539,080 $474,000 -12.1% 70% A C
10 Amherst, NH $550,758 $488,000 -11.4% 70% A C
11 Durham, NH $641,623 $572,000 -10.9% 66% A C 4
12 Amherst, NH $562,046 $502,000 -10.7% 70% A C
13 Amherst, NH $565,984 $507,000 -10.4% 70% A C
14 Amherst, NH $569,872 $512,000 -10.2% 70% A C
15 Wilton, NH $381,691 $343,000 -10.1% 74% A C
Overpriced — Proceed with Caution Top 25 by premium
# LOCATION AVM ESTIMATE ASKING/SOLD PREMIUM CONF METHODS DOM
1 Londonderry, NH $1,150,539 $11,500,000 +899.5% 78% A D
2 Nashua, NH $958,316 $8,800,000 +818.3% 78% A D
3 Keene, NH $1,120,282 $8,500,000 +658.7% 78% A D
4 Haverhill, NH $926,188 $6,000,000 +547.8% 78% A D
5 North Hampton, NH $3,435,469 $18,500,000 +438.5% 78% A D
6 Claremont, NH $1,027,828 $5,000,000 +386.5% 78% A D
7 Somersworth, NH $1,047,479 $4,999,500 +377.3% 78% A D
8 Manchester, NH $994,053 $4,500,000 +352.7% 78% A D
9 Lebanon, NH $1,250,806 $4,990,000 +298.9% 78% A D
10 Jaffrey, NH $1,230,495 $4,275,000 +247.4% 78% A D 81
11 Sunapee, NH $1,587,559 $5,495,000 +246.1% 78% A D
12 Hinsdale, NH $972,772 $3,300,000 +239.2% 78% A D
13 SALEM, NH $1,386,158 $4,100,000 +195.8% 78% A D 11
14 Salem, NH $1,386,158 $4,100,000 +195.8% 78% A D 11
15 Plymouth, NH $1,203,917 $3,400,000 +182.4% 78% A D
16 Seabrook, NH $1,411,334 $3,745,000 +165.4% 78% A D
17 Amherst, NH $802,085 $2,014,000 +151.1% 70% A C
18 WATERVILLE VALLEY, NH $1,641,990 $4,100,000 +149.7% 78% A D
19 Tuftonboro, NH $1,789,450 $4,395,000 +145.6% 78% A D
20 Rumney, NH $1,513,312 $3,250,000 +114.8% 57% A D
21 Mont Vernon, NH $1,793,944 $3,700,000 +106.2% 78% A D
22 Unity, NH $2,052,684 $4,200,000 +104.6% 57% A D
23 Amherst, NH $806,965 $1,644,000 +103.7% 70% A C
24 Amherst, NH $807,002 $1,608,000 +99.3% 70% A C
25 Amherst, NH $807,001 $1,606,000 +99.0% 70% A C
Distress Signals by Market Active motivated-seller indicators
SIGNAL TYPE MARKET COUNT
Rental Listing Manchester, NH 271
High Equity Free Clear Derry, NH 170
Senior Owner Derry, NH 152
High Equity Free Clear Portsmouth, NH 104
Rental Listing Nashua, NH 75
High Equity Derry, NH 71
Pending Sale Manchester, NH 69
Pending Sale Nashua, NH 63
VALUATION METHODS
A = Verified Comps    B = Government Assessment    C = Proprietary Estimate    D = Recorded Transfer    |   GREEN = underpriced   YELLOW = fair value   RED = overpriced   GREY = insufficient data
Want the Full Picture?
This report shows city-level summaries. Our clients get full addresses, owner details, AI-generated property assessments, and distress signal overlays — delivered before your first cup of coffee.
Jeff Stutzman (603) 930-2222 jstutzman@monadnockcyber.ai
Monadnock Cyber, LLC
71 NH 101A Suite 11, Amherst, NH 03031
Jeff Stutzman • jstutzman@monadnockcyber.ai • (603) 930-2222
This report is prepared exclusively for qualified investors and industry professionals. Information is derived from public records, verified commercial sources, and proprietary intelligence models. Not an offer to sell or solicitation. All data believed reliable but not guaranteed.
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