Tuesday, February 03, 2026

The Secure Sale: Why Southern NH Homeowners are Rethinking FSBO

In today’s digital age, selling your home isn't just a real estate transaction—it’s a data event. Between wire fraud, identity theft, and the public exposure of your most valuable asset, the stakes have never been higher.

At Monadnock Cyber, we specialize in protecting what matters most. We’ve seen how quickly a "simple" online listing can turn into a security nightmare. Whether it’s shielding your personal information from "looky-loos" or ensuring your financial data stays private during a high-stakes closing, security is the foundation of a successful sale.

This commitment to protection is why we recommend getREFAX.com for Southern New Hampshire homeowners looking to sell on their own terms.

Keep Your Equity, Guard Your Data

The goal of selling "For Sale By Owner" (FSBO) is simple: Profit. You’ve built the equity; you should keep it. But the 6% commission isn't just a fee—it’s supposed to be a "buffer" between you and the risks of the open market.

In today’s digital age, selling your home isn't just a real estate transaction—it’s a data event. Wire fraud, identity theft, curious neighbors, and the public exposure of your most valuable asset, the stakes have never been higher.

At Monadnock Cyber, we specialize in protecting what matters most. This commitment to security is why we developed getREFAX.com for Southern New Hampshire homeowners looking to sell on their own terms without opening themselves up to unnecessary risk.

Leadership Built on Security

Our approach is guided by Jeff Stutzman, a former Navy Intelligence Officer and a Senior Executive Fellow at the Harvard Kennedy School. Having served as a Director at the DoD Cyber Crime Center and as a CISO for some of the world’s largest defense contractors, Jeff views the real estate market through a lens of risk management and information warfare.

"In the intelligence world, you never grant access without verification," says Stutzman. "A 'For Sale By Owner' listing is essentially a public invitation into your private life. If you aren't vetting every 'buyer' and securing your data during the closing process, you aren't just selling a house—you’re creating a vulnerability. getREFAX.com is designed to close those gaps."

Keep Your Equity, Guard Your Data

The goal of selling "For Sale By Owner" (FSBO) is simple: Profit. You’ve built the equity; you should keep it. But the traditional 6% commission isn't just a fee—it’s supposed to be a "buffer" between you and the risks of the open market.

getREFAX.com gives you that buffer without the traditional price tag. It provides the professional toolkit to run your sale like a business, with the security mindset of a pro.


The "Secure Sale" Checklist: Are You Protected?

Before you put that sign in the yard, run through this security audit. If you can’t check every box, you’re leaving yourself—and your equity—vulnerable

[ ] Vetting the "Tourists": Do you have a system to verify a buyer’s identity and financial pre-approval before they walk through your front door?

[ ] Wire Fraud Prevention: Are you prepared to handle the closing without falling for "last-minute" email instruction changes that cost sellers millions annually?

[ ] Identity Shielding: Is your personal financial data (bank statements, tax records) encrypted and shared securely, or is it sitting in an unencrypted Gmail inbox?

[ ] Legal Disclosure Accuracy: NH disclosure laws are strict. One missed checkbox on a water-quality report can lead to a lawsuit years after the sale.

[ ] The Negotiation Buffer: Do you have the data to push back when a buyer’s agent tries to "bully" your price down using professional psychological tactics?

The Professional Pivot: Your Safety Net

Here's what we know: Selling a home is a full-time job. Managing showings, vetting strangers, and navigating 40+ pages of legal contracts is a massive load to carry. If you have the time and skills, some are successful, but the numbers show, over 90% of FSBO sellers are not. 

We empower you to start the journey independently to maximize your profit. But, if the paperwork becomes a mountain or the security risks feel too high, we are standing by. We offer a seamless "exit ramp" to full professional representation the moment you decide your peace of mind is worth more than the effort.


Start Your Secure Sale Today

Don't just list your home—protect your profit. Get your property report and professional FSBO toolkit at getREFAX.com.


Jeff Stutzman is a seasoned cybersecurity authority and a former Navy Intelligence Officer specializing in Information Warfare. With a career dedicated to protecting high-stakes data, he has served in elite roles, and has protected Executive and High net worth homes around the world. He is a Harvard Kennedy School Senior Executive Fellow and holds an MBA from Worcester Polytechnic Institute. Today, he leverages this "mission-critical" security mindset to ensure Southern NH homeowners have a protected, data-secure path to selling their most valuable assets through platforms like getREFAX.com.


This post is brought to you by Monadnock Cyber, LLC

Our Office:
Monadnock Cyber, LLC
71 Rt 101A Suite 11
Amherst, NH 03031


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